Personal Loans for Immigration Fees in Canada

Need help with immigration application costs? Compare personal loans for visa, PR, and citizenship fees in Canada.

Last updated: Jul 4, 2026 All credit types welcome Fast funding available
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Estimate Your Immigration Fees Payment

Loan Amount$2,500
Loan Term24 months

Estimated Monthly Payment

$128/mo

Based on 21% APR (CAD) • Max 35% APR in Canada

Check Your Rate — No Credit Impact

Covering Immigration Costs in Canada

Immigrating to Canada or sponsoring a family member involves multiple government fees, legal costs, and settlement expenses. A personal loan can help manage these costs.

Immigration Fees in Canada (IRCC)

Application TypeGovernment Fee (CAD)
Express Entry (PR)$1,365 per person
Family sponsorship (spouse)$1,080
Citizenship application$630 per adult
Study permit$150
Work permit$155
Biometrics$85 per person
Right of PR fee$515 per person

Total Immigration Costs (Including Related Expenses)

ExpenseEstimated Cost (CAD)
Government fees (family of 4)$4,000-$6,000
Immigration lawyer$2,000-$10,000
Document translation/notarization$500-$2,000
Medical exams (per person)$200-$450
Language tests (IELTS/TEF)$300-$400
Settlement costs$2,000-$10,000

Recommended Loan Amounts

Most immigration-related loans range from $3,000-$15,000 depending on the application type and family size.

How to Apply

  1. 1Determine all fees required for your immigration pathway
  2. 2Factor in legal fees if using an immigration consultant or lawyer
  3. 3Apply for a personal loan through Ask4Loan Canada
  4. 4Pay application fees and related costs

Important Resources

  • IRCC (Immigration, Refugees and Citizenship Canada): Official fee schedules at canada.ca
  • Licensed immigration consultants: Verify through the College of Immigration and Citizenship Consultants (CICC)
  • Settlement agencies: Free services for newcomers across Canada
  • Proof of funds: PR applications require separate proof of settlement funds — a loan for application fees is different from proof of funds requirements

Frequently Asked Questions

Editorial Note: Our content is reviewed by financial experts for accuracy. We may receive compensation from partner lenders, which does not influence our rankings or recommendations.

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